Personal Finance
Households that properly manage their finances typically experience far fewer consumer-related problems, such as credit card defaults or identity theft. This section covers a wide range of information pertaining to personal finance, including articles on managing your credit score; investing for retirement; and rebuilding your credit after a default or bankruptcy. Also included are a sample budget; sample billing dispute letter; and related resources.
- Sample Budget
This sample budget will help you balance expenditures with income and stay out of heavy debt.
- Credit Score Information: How to Manage Your Credit Score
This helpful guide provides tips on how to best manage your credit score for better access to credit.
- Managing Personal Finances: Overview
Step by step guide to assessing your liabilities, setting a budget, and getting your finances under control.
- How to Invest for Retirement
Overview of effective methods for investing toward retirement, including tax-deferred retirement plans.
- Canceling a Sale: The Cooling-Off Period
- Credit Score Information: How to Manage Your Credit Score
- Gift Cards
- How Can a Debt Relief Provider Help Me With Debt?
- How to Invest for Retirement
- Managing Personal Finances: Overview
- Rebuilding Credit FAQs
- Sample Billing Dispute Letter
- Sample Budget
- Sample Request For Credit Report If You Have Recently Been Denied Credit
- Use Promissory Notes when Lending to Family and Friends
- What are Surety Contracts?
- What Can I Do If I Miss a Payment or Cannot Pay a Debt?
- What Consumer Protection Agencies Do
- What is the Consumer Financial Protection Bureau?